PayU Finance India Recruitment for Data Engineers at Bangalore, Mumbai

Table of Contents - Job

Job Positions

  • Data Engineer

Job Details

Job Category

Job Type

Full Time

Number of Openings

Not Mentioned –

Joining Time

Not Mentioned –

Desired Experience

2-5 Years

Salary

As per Company Standards

Qualification Criteria

  • Undergraduate degree in Economics, Engineering, or Mathematics

Locations

Interview Locations

Bangalore, Mumbai

Job Locations

Bangalore, Mumbai

Skills Requirement

Key Skills

Business Analytics, Finance

Desired Skills

  • Undergraduate degree in Economics, Engineering, or Mathematics
  • 2 to 5 years of related experience in a Business Analytics, Finance, Strategy, or Product functional area
  • Excellent business judgment and risk assessment as demonstrated by previous work or academic experience in an analytic role related to economic or business analysis
  • Strong Analytical and Problem-Solving Skills as demonstrated by previous experience in developing creative solutions to business strategy, technological, and operational problems
  • Excellent SQL and analytic programming skills (R, Python, SAS, Excel), willingness to work closely with large data sets and get into the details with business processes
  • Knowledge and experience with statistical concepts and financial analytics (break-even analysis, NPV estimation, downside risk assessment)
  • Desire to help small businesses by eliminating inefficiencies and excessive costs in the lending business

Job Description

Roles and Responsibilities:

  • Perform diagnostic and predictive analytics to help create a portfolio segmentation strategy considering, among others, macroeconomic environment, industry and micro-industry concentrations, product, lifetime value, usage, risk appetite, geography, seasoning, term, credit performance, etc.
  • Influence, monitor, and assess impacts to Family Capital Funding’s portfolio as a result of pricing, product, acquisition strategy, underwriting policy, fraud detection, and portfolio monitoring and collections.
  • Create predictive early detection credit deterioration capabilities using internal and external performance data.
  • Investigate, create, implement and validate various risk and financial forecasts using complex data including cohort and time series analysis of loan balances, revenue performance, net income performance, portfolio dynamics, etc. and ensure an enterprise wide consistency in estimations.
  • Interface with Acquisition, Pricing, Product, Marketing, Finance, and Operations teams to help build relationships, set goals and track operations performance, providing an actionable feedback loop as it relates to portfolio performance across key Family Capital Funding metrics.
  • Ensure sound credit control by taking a pro-active approach to risk management within the risk guidelines of Family Capital Funding.
  • Demonstrate governance, control and risk management behaviours in alignment with Family Capital Funding policies and practices. Document all new processes per Enterprise policy.
  • Assist with developing and enhancing credit structuring/packaging and risk assessment capabilities to identify and maintain good business opportunities with new and existing clients.
  • Perform detailed analysis and interpret information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management.
  • Ensure the timely and effective communication of forecasting results & variance drivers; anticipating potential needs in an effort to establish and maintain good working relationships with key business stakeholders.

Important Instructions

How to Apply ?

Please read all job details clearly and apply exactly as mentioned below only if you meet eligibility criteria.

Online Application

Note: Please apply before the Job URL expires.

PayU Finance India Private Limited

About Company: Payment Gateway for your Website and App

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